Flexible plans with transparent terms: A new roof is a significant investment — our financing program makes it manageable. Randy's Roofing Construction partners with established home-improvement lenders (Hearth, Synchrony, GreenSky) to offer 0% introductory APR programs, fixed low monthly payments, and repayment terms up to 15 years. Every plan features no prepayment penalty and fully disclosed fees.
Financing options
- 0% APR for 12–18 months (credit-qualified)
- Fixed monthly payments from $99/month on qualified roof projects
- Terms: 24 months to 15 years
- No prepayment penalty on any plan we offer
- Soft credit pull for pre-qualification
- Apply online in under 5 minutes
How it works
- Get your estimate. Free, written, itemized.
- Choose your plan. We'll walk you through options from Hearth, Synchrony, or GreenSky.
- Apply online. 5 minutes, soft credit pull, no impact on score to check rates.
- Approved same day. Most decisions come back in minutes.
- Project begins. Loan payments commence after project start, per lender terms.
Example: $15,000 roof replacement
| Plan | Term | APR | Monthly payment |
|---|---|---|---|
| 0% promo | 18 months | 0% intro | ~$833 |
| Standard | 60 months (5 yr) | 7.99% | ~$304 |
| Extended | 120 months (10 yr) | 9.99% | ~$198 |
| Long-term | 180 months (15 yr) | 10.99% | ~$170 |
Illustrative only. Actual terms depend on credit, lender, and plan selected.
Financing FAQ
Will checking rates hurt my credit?
No. Pre-qualification uses a soft credit pull. Only the final loan application (after you choose) triggers a hard pull.
Can I pay off early?
Yes. Every plan we offer is free of prepayment penalties.
Do military/senior discounts apply on financed jobs?
Yes. The 20% discount reduces the financed amount.
Begin with a complimentary written estimate.
We'll present matching financing options alongside your itemized scope-of-work.